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Investment

$150 Per 50-minute Individual Therapy Session

$175 Per 50-Minute Couples/Family Therapy Session

* $225-$250 Per 90-Minute Extended Therapy Session (Not covered by insurance)

Therapy Fees & Insurance

At Lifeway Counseling & Consulting, we believe quality mental health care should feel accessible, supportive, and personalized. We offer both private-pay and insurance-based therapy options to provide greater flexibility in accessing care while maintaining thoughtful, individualized treatment.

Insurance Accepted

We currently accept select plans through:

  • Cigna
  • Aetna
  • Florida Blue (Blue Cross Blue Shield)
  • United Healthcare
  • Optum
  • Oscar Health
  • Quest Behavioral Health
  • Carelon Behavioral Health
  • Curative Behavioral Health
  • Ascension (SmartHealth)

Insurance participation and eligibility may vary by clinician, plan, and location. Coverage and benefits are verified prior to beginning services.

Private Pay

Private-pay services are also available for clients who prefer not to use insurance or whose insurance plan is not currently accepted. Clients with out-of-network benefits may be eligible for reimbursement, and a superbill can be provided upon request.

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Out-of-Network Benefits

Many insurance plans offer out-of-network reimbursement for therapy, sometimes up to 60-80% of the session costs after your deductible is met.

If applicable, we can provide a Superbill for you to submit to your insurance provider for potential reimbursement.

We recommend contacting your insurance company directly to verify your mental health benefits.

You may wish to ask:

  1. Do I have out-of-network outpatient mental health coverage?
  2. Am I able to use these benefits for telehealth therapy?
  3. What is my out-of-network deductible?
  4. How much of my deductible has been met this year?
  5. Is there a limit on the number of sessions my plan will cover per year?
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Check your Out -of -Network benefits instantly
Not sure if you have out-of-network benefits?

You may be eligible for partial reimbursement through your insurance plan. We can provide a superbill and guide you through the process. Check your benefits using the calculator below.

Frequently Asked Questions

  • Individual therapy rates are $150 per 50 minute sessions and $225 per 90-minute Extended Therapy sessions.

    Other services, such as Therapy Intensives, Therapy Groups or Clinical Supervision rates may vary.

  • Like most specialty providers, we do not participate in insurance plans directly. Unlike most specialty providers, we simplify the process by checking your out-of-network benefits during your consultation call and offering to handle insurance reimbursement on your behalf.

    In our experience, reimbursement rates are generally between 60-80% of the session costs after your deductible is met.

    We also give you the option of only paying your out-of-network copay instead of paying the full fee upfront for a 5% fee, which goes directly to our reimbursement processing servicer. Here are some additional questions to ask your insurance provider:

    • Do I have out-of-network outpatient mental health coverage?
    • Am I able to use these benefits for telehealth?
    • What is my out-of-network deductible?
    • How much of my deductible has been met this year?
    • Do I need a referral from an in-network provider to see someone out of network?
    • How do I submit claims for reimbursement?
    • How long does it take for me to receive reimbursement?

  • Great! If your insurance plan includes out-of-network mental health benefits, you may be eligible for partial reimbursement for your therapy sessions.

    During your consultation, we'll verify your benefits and help you understand your estimated out-of-pocket costs. To simplify the process, we partner with Thrizer, a secure reimbursement platform that can help process your out-of-network claims. Depending on your insurance plan and eligibility, you may only pay your estimated patient responsibility at the time of your session rather than paying the full session fee upfront and waiting for reimbursement. (A small processing fee may apply through Thrizer.)

    If you prefer not to use Thrizer, we're also happy to provide a monthly superbill that you can submit directly to your insurance company for possible reimbursement.

  • Individual Sessions are 50 mins. in length unless otherwise specified. Ex: half sessions & extended sessions can be accommodated.

  • We meet with the majority of our clients on a weekly basis. We ask that all new clients commit to meeting weekly for at least the first 6 weeks. This will allow us to start off on a strong foot, so you can start seeing progress right away. We may recommend that we increase or decrease the frequency of sessions to best meet your needs.

  • Our approach is solutions-focused and insight-oriented, meaning you won’t have to be in therapy forever. Many of our clients find that they’ve met their goals in 3-6 months and no longer need therapy. However, we also have clients who choose to remain in therapy for much longer; they have seen improvements and still really enjoy having ongoing support and a place to process their thoughts and feelings each week.
  • We employ a variety of therapeutic approaches to ensure each client receives personalized care. We utilize evidence-based practices, including Cognitive Behavioral Therapy (CBT), Psychodynamic, Dialectical Behavior Therapy (DBT), and Solution-Focused Therapy (SFT), Relational and Interpersonal, Attachment-based and Schema Therapy, Faith-filled principles that align with Christian counseling that make our approach holistic and integrative.

    Our focus on collaboration helps clients feel supported and empowered throughout their therapeutic journey, enhancing the overall effectiveness of the treatment.

  • Yes. I reserve a limited number of reduced-fee spots each year. Availability is limited and may vary throughout the year. Please reach out to discuss current availability.

  • We understand that life happens. If you need to cancel or reschedule your appointment, we ask that you provide at least 24 hours' notice. Appointments canceled with less than 24 hours' notice or missed without notice are subject to a late cancellation/no-show fee. This fee is not billable to insurance and is the responsibility of the client. Exceptions may be made for emergencies or extenuating circumstances.

  • No. Lifeway Counseling & Consulting does not complete FMLA, disability, or leave-of-absence paperwork, evaluations, or certifications. These services fall outside the scope of services offered by our practice.
  • Send us a message, and we’ll reach out to answer your questions and help you schedule your first session.

A Note from Erika
Accessibility Matters

I believe quality mental health care should be accessible. To help support this, I reserve a limited number of spots each year for clients seeking reduced-fee services or utilizing insurance through a participating third-party platform. These opportunities are available across all therapy services and offered as space allows.

Ready to take the next step?

Use the contact form to request an initial consultation.